C & W Financial Services

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  • Home
  • Our Story
  • Why Us?
  • Your Team
  • What We Do
  • Payments
  • Newsletters
  • Resources
  • Contact

YOUR OFFICE TEAM

Rachel Amos, CPA. B.Comm

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Rachel completed a Bachelor of Commerce (Accounting) at the University of New England and her CPA in 2008. Rachel has worked in rural based accounting firms since 2004. She has a keen interest in primary production business and Self-Managed Superannuation Funds.
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Rachel grew up on a property in Bingara and has a deep understanding of rural life and business. Rachel is married with three children. She loves the community, friendships and opportunities that Moree has provided for her family. 

​Laura Baguley

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Laura began working at C & W after finishing her Higher School Certificate in 2010 and is currently our Narrabri Receptionist. Since starting at C & W Laura has been able to form friendly bonds with our clients.

Outside of work Laura enjoys an active lifestyle, playing touch and rugby. She has also competed at the highest level of show riding, including representing NSW. Laura hopes to further her education with C & W and is keen to venture down an accounting avenue in the future.

​Stefanie Campbell, CA, B. Comm

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Stef commenced at C & W straight out of high school on our Cadet Program whilst completing her Bachelor of Commerce (Accounting) at the University of New England. In 2014 Stef qualified as a Chartered Accountant.

Born in Adelaide, Stef moved to Moree in 2003 and believes Moree is a great community to call home. Stef has experienced C & W’s expansion since starting with the firm in 2008 and feels C & W is the best local firm in our region. Stef is excited to see the continual growth of C & W into the future.
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Stef enjoys the variety of work available, staff morale and social culture at C & W. Stef appreciates C & W’s ability to offer a wide range of services from compliance to financial planning ensuring each and every client has access to services to build a financially secure future.

Georgia Carrigan

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Georgia recently started at C & W as an assistant accountant. Georgia is nearing the end of her studies of a Bachelor of Commerce, majoring in financial Planning at the University of New England.

Georgia grew up on her family farm at Boggabri and enjoys helping out on the farm in her free time. Georgia also enjoys working as a team and is excited to learn and grow within C & W in the coming years.


Kelsie Cranston

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Kelsie started at C & W in July 2015 after moving from QLD to Moree only a few months prior. She originally started out in the Administration team and shortly moved into the Accounting team after realising this was where her interests lie. She now lives in Gravesend and commutes to Moree on a daily basis.

Outside of work, Kelsie’s passion and life revolves around her love of horses where she competes at the many show jumping competitions throughout NSW and QLD. She is also a member of the Gravesend Pony Club and Secretary of the Gwydir Eventing Club.

Gerri Cruckshank

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Gerri is a Wee Waa local, having grown up in the area but now resides in Narrabri. Gerri works between the Wee Waa and Narrabri offices whilst studying a Bachelor of Commerce through the University of New England.

In Gerri’s free time she enjoys playing a variety of sport including horse riding, touch football, netball and rugby league. She also enjoys hanging out with her beagle Billy and rescue puppy Winx. 

Lauren Eather

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Lauren began with the C & W Narrabri Accounting team at the beginning of 2019 after re locating to Narrabri from her home town Scone, NSW.
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Outside of work Lauren enjoys riding and attending competitions on her Australian Stock horses.

Mitchell Foster, B. Acct

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Mitchell commenced a Bachelor of Accounting at the University of New England in 2017, which he completed in 2019. Mitchell has been employed at C&W Financial Services since 2016, where he started as part of the cadet program offered by C&W at the Narrabri office, where he is still located.

Mitchell is born and raised in the Narrabri region. He enjoys sport during his free time, playing cricket in the local competition.

Toni Gale

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Toni is a Narrabri local who has just begun studying a Bachelor of Accounting at Southern Cross University. Toni looks forward to gaining practical knowledge whilst developing and maintaining client relationships as well as being a part of the team environment at C & W.

In her spare time Toni enjoys playing rugby union and rugby league, as well as hanging out with her family, friends and dog Georgie.

Bridget Gordon

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Bridget is based in our Wee Waa Office. She joined what was Carrigan & Co in 2008 and continued with the firm when it became C & W Financial Services in 2013. Bridget has completed TAFE courses in Software & Hardware, and Accounting. Bridget is involved in accounting and taxation work within the firm. She enjoys the emphasis on staff training and client engagement at C & W.

Beyond work Bridget spends time with family, volunteering and travelling whenever she can.

Sibuyile Gusha, B. Bus (Acct)

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Sibu joined the C & W Financial Services team in November 2018, after successfully completing her Bachelor of Business Accounting degree with Swinburne University in June the same year.

Sibu enjoys working through a variety of assignments and understands that clients have differing needs which must be nurtured to build confidence and trust.
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Sibu lived in Wee Waa for a couple of years before relocating to Narrabri in 2014 with her young family. Sibu enjoys being part of the team and hopes to grow within her role together with the company.

​Janine Hedley

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Janine commenced employment with the firm Lockhart & Carrigan back in 1986 after finishing school at Narrabri High School. Janine continued with the firm when it changed to Michael Carrigan & Co. and then subsequently Carrigan & Co.

Janine is a local who studied externally with the University of Southern Qld for several years prior to starting her family. Janine enjoys interacting with the clients and staff at C & W and using her many years of experience with taxation and accounting requirements. 

Outside of work Janine has been kept busy with her two teenage daughters who both attended Calrossy Anglican School in Tamworth with the eldest now studying Medicine at the University of Newcastle. 

Kim Jackson

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Kim commenced C & W in 2007. Her primary roles include preparation of Financial Accounts and Business Activity Statements. What Kim appreciates most about C & W is the firm recognising the flexibility that working parents often need, and the importance placed on staff morale and team work. 

Prior to joining C & W, Kim worked for 13 years in a local business office which has given her insight into many of the practical problems our clients deal with day to day. Kim was born in Moree, grew up on a farm near Terry Hie Hie and is married with four children.

Amber Johnston

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Cadet Accountant

Natasha Kemp

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Natasha started at C & W in November 2010 whilst completing her senior years at High School. She continued on with our firm after finishing school.

Outside of work, Natasha’s interest is in agriculture where she helps on her family farm located in Coolatai.

Donna Marsh

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Donna joined C & W in 2016 and is a part of our Administration team. Donna is involved in many of our firm’s technological advances and assists all offices in enhancing our serviceability for our clients. Donna has also now moved into the Workflow Manager role.

Marianne Mather

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Marianne began working at C & W in 2011 as our Receptionist. She enjoys her role as it allows her to interact and assist our clients on a daily basis. 

​Karoliina McGregor, BA (Hons) Economics

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Originally from Finland, Karoliina completed her undergraduate degree at University of London in the UK, before later settling in Australia with her husband Josh and their young family. She joined C&W Financial Services in 2013 and is working on a part time basis whilst raising three children and undertaking further study.

Karoliina enjoys the great team environment at C&W and the constant emphasis on staff training. She is looking forward to further strengthening her accounting skills as she continues to build experience with C&W’s diverse client base.

Clare Muggleton

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CIare completed her schooling and HSC in Moree, prior to moving to the Gold Coast to commence University.

Clare has returned to Moree and commence with C&W in an Administrative Support role in January 2020. Clare enjoys living in a rural town and being a part of the community in various ways, and is excited to continue exploring and learning in the future.


Christine Rex

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Chris is based in our Narrabri office as a part of our Administration team. She commenced with Carrigan & Co in 2012 after 24 years in the banking industry and then moved to C & W with the merge. Chris loves the interaction she has with clients and staff both professionally and socially and enjoys helping wherever she can.

Outside of work, Chris is married to Steve and they have two children, Tim and Emily. Chris has been lucky to travel with her children through their involvement with various music ensembles and school excursions. Chris loves the friendships and opportunities that Narrabri has been able to provide her family through involvement in a number of school and community groups.

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Britney Ryan, CA, B. Bus (Acct)

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Britney moved to Moree and joined the C & W team after completing her Bachelor of Business majoring in Accounting from the Queensland University of Technology in 2016. She has just recently completed the Chartered Accountancy Program.

Dylan Sattolo

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Dylan grew up in the Tenterfield area and went to University in Brisbane at the Central Queensland University moving in February 2020 to join our Moree Team.

Dylan enjoys sporting activities such as rugby league, rugby union, golf, cricket, touch football and basketball, whilst also loving time spent outdoors camping and fishing.

Dylan enjoys the relaxed and friendly atmosphere of C & W and the positive learning environment for him to grow as a person and an accountant.

Bianca Senior, CPA, B. Comm

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Bianca completed her Bachelor of Commerce (Accounting) at Griffith University in Brisbane and her CPA in 2007. Bianca grew up on a grazing property west of Walgett and moved to Moree after completing her degree.

Bianca joined the C & W team in 2019 after working in Local Government for eleven years. Bianca is looking forward to working as part of a team helping clients achieve their business goals.

Alice Simpson

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Alice was born and bred in Moree and loves the local community. Alice joined C & W in 2012 in an administrative role and moved into accounting work shortly after. Alice now works with Self-Managed Superannuation Funds. Outside of work Alice and her husband Todd are busy raising their two young boys, Wiley and Jack.


​Kathy Single, CA, B.Comm

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Kathy completed her Bachelor of Commerce degree at the University of Newcastle in 2004. She worked in accounting roles for manufacturing businesses on the NSW Central Coast before relocating to Narrabri and joining Carrigan & Co in 2011, employed as an accountant.

Kathy has enjoyed the change from management to tax accounting, and helping clients with tax compliance and business account needs.

Kathy completed her studies to become a Chartered Accountant in 2019.

​Kylie Shearer

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Kylie is based in our Wee Waa office. She joined C & W in 2009 as receptionist and progressed to the role of Accounts Clerk in 2010. Kylie is currently in the Accounting team and enjoys the one on one contact she has with individual clients as well as completing larger accounting work.

Curston Small

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Curston joined C & W in 2015 as a school based trainee and progressed to a cadetship with our firm in 2017. She is part of our junior Accounting team in the Wee Waa Office. Curston commenced her first year of study at the University of New England in 2018 and is hoping to graduate in the next two to three years with a Bachelor of Accounting.

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Alexandra Smith

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Commenced in 2011, Receptionist - Wee Waa office.

Sandi Smith

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Sandi began with C & W in 1997 in our Records department and from 2007 has taken on the role of ASIC Administration throughout our offices.

Outside of work, Sandi is married to her husband Mark and has two grown daughters. She is also involved in Church, Physie & Dance and loves all forms of craft.

Claire Williams

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Growing up on the family farm at Garah, Claire loves being involved in any community group or service. She is a very proud member of the C&W team which she joined in 2019 & feels it is a privilege to work with the firm.

Colby Williams, B. Bus

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Colby was born in Moree and completed his schooling life locally until 2014 when he moved to Armidale to study a Bachelor of Business at the University of New England. Colby joined C & W Financial Services in 2018 after completing his degree and returning home. Colby is excited to eventually commence studying under the Chartered Accountancy Program. He has enjoyed commencing work with C & W and is looking forward to continuing his career and getting to know and help our clients.
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Moree, Narrabri & Wee Waa

C&W Financial Services Pty Ltd | ABN 47 000 259 138 | A Corporate Authorised Representative of Byron Capital Pty Ltd
ABN 57 113 806 689 | AFSL 289407
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